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Housing The Truth About Down Payments If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case. Unless specified by your loan type or lender, […]
Housing Why Pre-Approval Is Even More Important This Year On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024. What Pre-Approval Is As part of the homebuying process, your lender will look at your finances to figure out what they’re willing to […]
Uncategorized Why Having Your Own Agent Matters When Buying a New Construction Home Finding the right home is one of the biggest challenges for potential buyers today. Right now, the supply of homes for sale is still low. But there is a bright spot. Newly built homes make up a larger percent of the total homes available for sale than normal. That’s why, if you’re craving more options, it makes sense to see if […]
Market Report Foreclosure Activity Is Still Lower than the Norm
Market Report Housing Sentiment Jumps as Nearly a Third of Americans Believe Mortgage Rates Will Fall in the Coming Year Consumers are feeling more enthusiastic about the U.S. housing market, with a rising share saying they think mortgage rates will fall over the next 12 months, according to a new survey by Fannie Mae. The monthly Home Purchase Sentiment Index rose 2.9 points in December to 67.2, driven primarily by consumers’ expectation that rates will fall, the […]
Market Report Market Update for Wesley Chapel, FL 33545 Hello, buyers and sellers! Adel Halaka, REALTOR® from CENTURY 21 Circle, here to provide you with the latest market trends in Wesley Chapel, FL 33545. Let’s dive in! Months Supply of Inventory: Currently, there is a 1.38 Months Supply of Inventory in our area. Over the last 12 months, we’ve observed a significant decrease of […]
Market Report Foreclosure Numbers Today Aren’t Like 2008 If you’ve been keeping up with the news lately, you’ve probably come across headlines talking about the increase in foreclosures in today’s housing market. This may have left you with some uncertainty, especially if you’re considering buying a home. It’s important to understand the context of these reports to know the truth about what’s happening […]
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